Terms

Welcome to Indulgi. These Terms of Service (“Terms”) govern your access to and use of the Indulgi application, website, and related services (collectively, the “Service”) operated by Phillip Key (“Indulgi,” “we,” “us,” or “our”). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Who May Use the Service

You must be at least 18 years old, or the age of majority in your jurisdiction, to create an account, make purchases, or sell content on Indulgi. By using the Service you represent that you meet this requirement and that the information you provide is accurate.

2. Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us promptly of any unauthorized use. We may suspend or terminate accounts that violate these Terms.

3. The Service — What Indulgi Is

Indulgi is a meal-planning application built around the 5-4-3-2-1 framework (5 vegetables, 4 proteins, 3 fruits, 2 carbs, 1 treat) and a marketplace where independent creators publish and sell meal plans to other users. Indulgi provides the platform that connects buyers and creators; Indulgi is not the author of creator-published meal plans and does not prepare, sell, or deliver food or groceries.

4. Marketplace: Buyers

When you purchase a meal plan, you receive a license to access that plan's content for your personal, non-commercial use. Purchases are processed through our third-party payment processor. Prices are shown at checkout and may include applicable taxes.

4.1 Refunds

Meal plans are digital content delivered immediately upon purchase. You may request a full refund within 7 days of purchase, subject to our Refund Policy, which is incorporated into these Terms. We reserve the right to decline refunds or service where we identify repeated refunds or abuse.

4.2 Grocery cost estimates

The Service may display estimated grocery costs based on regional average price data. These estimates are provided for convenience only, are not exact, and may differ from prices at any specific store. Indulgi does not guarantee the accuracy of any cost estimate.

5. Marketplace: Creators

If you apply and are approved as a creator, you may publish meal plans for sale. Creators are independent parties, not employees or agents of Indulgi.

5.1 Creator tiers and verification

Indulgi offers tiered creator statuses (for example, a professional/“Gold” tier and a community/“Silver” tier). Approval is at Indulgi's discretion and may be revoked. Verification does not constitute an endorsement or a guarantee of any creator's qualifications.

5.2 Your content and license to Indulgi

You retain ownership of the meal-plan content you create. You grant Indulgi a non-exclusive, worldwide, royalty-free license to host, display, promote, and make your content available to buyers through the Service. You represent that your content is original or properly licensed, does not infringe others' rights, and does not contain unsafe, misleading, or unlawful information.

5.3 Revenue share and payouts

For each sale, Indulgi retains a platform fee of thirty percent (30%) and remits the remaining seventy percent (70%) to the creator, unless a different split is stated in writing. Payouts are made through our third-party payment and payout processor, and you must complete that processor's onboarding (including identity and tax information) before receiving funds. Indulgi may adjust the platform fee prospectively with notice.

5.4 Taxes

Creators are responsible for their own taxes on earnings. Where required, Indulgi or its payment processor may collect tax information and issue tax forms (such as a Form 1099). You are responsible for the accuracy of the tax information you provide.

6. Prohibited Conduct

You agree not to:

• Use the Service for any unlawful purpose or in violation of these Terms;
• Publish content that is false, harmful, infringing, or that presents unsafe dietary or health information;
• Attempt to access another user's account or non-public areas of the Service;
• Circumvent the marketplace to avoid platform fees;
• Scrape, copy, or redistribute creator content you have not purchased or are not licensed to use;
• Interfere with, disrupt, or attempt to compromise the security of the Service.

7. Health and Nutrition Disclaimer

Indulgi provides meal-planning tools and content for general informational purposes only. The Service, including creator meal plans, calorie estimates, dietary tags, and nutrition information, is not medical, nutritional, or professional health advice and is not a substitute for consultation with a qualified healthcare provider. Dietary tags and allergen information are provided by creators or generated automatically and may be incomplete or inaccurate. If you have allergies, medical conditions, or specific dietary needs, consult a professional and independently verify ingredients before relying on any plan. You use all meal plans and nutrition information at your own risk.

8. Third-Party Services

The Service relies on third parties, including payment processing, hosting, and data providers. Your use of those features may be subject to the third party's own terms. Indulgi is not responsible for third-party services and does not control them.

9. Intellectual Property

The Service itself — including its software, design, branding, and the 5-4-3-2-1 framework as presented — is owned by Indulgi or its licensors and is protected by intellectual-property laws. These Terms do not grant you any right to use Indulgi's trademarks or branding without prior written permission.

10. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. INDULGI DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY CONTENT, ESTIMATE, OR INFORMATION IS ACCURATE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INDULGI AND ITS OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA, ARISING FROM YOUR USE OF THE SERVICE. INDULGI'S TOTAL LIABILITY FOR ANY CLAIM RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID TO INDULGI IN THE TWELVE (12) MONTHS BEFORE THE CLAIM OR ONE HUNDRED U.S. DOLLARS (USD $100).

12. Indemnification

You agree to indemnify and hold harmless Indulgi from any claims, damages, or expenses (including reasonable legal fees) arising from your content, your use of the Service, or your violation of these Terms or applicable law.

13. Termination

You may stop using the Service at any time. We may suspend or terminate your access if you violate these Terms or if we discontinue the Service. Sections that by their nature should survive termination (including ownership, disclaimers, limitation of liability, and indemnification) will survive.

14. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will provide notice through the Service or by other reasonable means. Your continued use after changes take effect constitutes acceptance.

15. Governing Law and Disputes

These Terms are governed by the laws of the State of Maryland, without regard to conflict-of-law rules. You agree that any dispute arising from these Terms or the Service will be resolved in the state or federal courts located in Maryland, and you consent to their jurisdiction. (Whether to require binding arbitration or include a class-action waiver is a decision to revisit with legal counsel.)

16. Contact

Questions about these Terms can be sent to support@indulgi.app.